Your Best Insurance Is An Insurance Broker

Insurance Tips

Auto Insurance Tips for New Vehicle Owners

Factor your insurance into your cost of purchase
Always check with your insurance broker prior to purchasing a vehicle. Auto purchases are often a long term investment, it is important that you can affordably insure your vehicle from year to year.

Try to insure all your vehicles on the same policy
Many companies offer “multi-vehicle discounts” when you insure two or more vehicles on the same policy

Increase your deductibles
The higher your deductibles, the lower your insurance premiums will be. The deductible is the amount that you will have to absorb in the event of a claim. Talk to a BDA professional to determine the level most suitable for you.

Install an Anti-Theft system in your automobile

Anti-theft devices will help to decrease the possibility of your vehicle being stolen. Discounts may be available to you if the proper systems are installed.

Insurance Tips for New Homeowners

Insure your home and automobile with the same company
By placing your home and automobile on the same policy, you may qualify for a “multi-policy” discount which would allow you to save on both your home and auto policies.

Equip your home with burglar/fire alarms
Any measures taken to decrease the risk of a loss to your home or personal property will help you to minimize your insurance costs. Home burglar alarm systems are a great deterrent. Even if you have an alarm system, don't neglect the other security measures available to you. An alarm provides an extra layer of security, but is no replacement for good common sense. Alarm owners should still do what they can to make sure their home is not an attractive target for thieves.

Secure your premises
Close blinds and curtains at night so that a burglar can't scope your belongings. Lock all doors and windows before leaving. Lock windows so that they can't be opened from the outside. If they can't be locked, you can pin them by drilling a hole through both window frames and inserting a bolt or metal pin. The pin must be easily removable for emergency situations.

Make your home look occupied at all times

Use timers to maintain normal lighting patterns. Leave a radio on when you are away from your home for short periods of time.

Contact Adam Parrott or phone (519) 688-0640 for more information!

Links:
Drivers Education Programs
OSAID
Crime Stoppers
IBAO Young Brokers Council